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COA includes tuition and fees; housing and food; and allowances for books, supplies, transportation, loan fees, and dependent care. It also includes miscellaneous and personal expenses, such as an allowance for the rental or purchase of a personal computer; costs related to a disability; and reasonable costs for eligible study-abroad programs. ) /Pg 8 0 R /K [1] >> endobj 107 0 obj << /Type /StructElem /S /P /ActualText (Direct Subsidized Federal Loan \(Undergraduate\): Loans that the U.S. Department of Education pays the interest on while you're in school at least half-time, for the first six months after you leave school \(referred to as a grace period*", and during a period of deferment \(a postponement of loan payments\).) /Pg 8 0 R /K [2] >> endobj 108 0 obj << /Type /StructElem /S /P /ActualText (Direct Unsubsidized Federal Loan \(Undergraduate\): Loans that the borrower is responsible for paying the interest on during all periods. 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